When it comes to fraud, consumers will likely think of common threats like identity theft, credit card fraud, fraudulent bank transactions — the list goes on. However, cybercriminals are constantly evolving, and now online dating sites and applications are in the crosshairs. Furthermore, a study in Psychology Today found at least half of dating website users have lied about themselves in their profiles. Beyond catfishing, thousands of reports of stalking, rape, abductions, murders and physical attacks have emerged from dating sites. There is virtually no digital identity verification process when creating an online dating account to ensure the digital identity of the account holder matches the physical identity, nor an ongoing authentication process to ensure an online account is still being operated by the same person. The hands of these companies are tied — the consumer expectation of a frictionless user experience is higher than ever, but companies must also be able to provide the best security available when creating the ideal user experience.
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